The LightStream Blog
Unsolicited consumer reviews
The LightStream Experience
Unsolicited consumer feedback
To begin with, my family and I wish to many thanks as well as your business for assisting us understand our fantasy of purchasing a watercraft to sail the whole world! We both recently retired and also this is our present to ourselves. We’d heard off their boaters just exactly just how user-friendly the services you provide and reasonable your prices, and additionally they were not incorrect. Therefore once again, many thanks.
Amazing experience! I reached off to LightStream because i am buying my boat that is first and can not state enough about how precisely great this experience ended up being. We presented my application online for a Wednesday, got a call a couple of hours later that missed. Called them back each day a day later, responded a few concerns that they had, got a message 20 moments later asking after I did that I got an email with approval for me to attach my latest paystub, 20 minutes. I possibly could have experienced the money wired the day that is next We decided. I held down because I happened to be nevertheless negotiating with all the broker regarding the ship. The process that is whole significantly less than 24 hours. To place it in viewpoint, we presented a credit card applicatoin utilizing the broker to invest in through their business two times before we submitted with LightStream. It’s now been nearly a week and i also have not heard right back about the funding through the broker yet. I recently told him to forget I was going to pay cash about it. That assisted the negotiations! We never ever, ever simply take the right time and energy to compose reviews but this method ended up being really easy, the consumer solution and responsiveness is through far the greatest i have ever endured. If you are to locate a pleasant experience financing your following model, you need to touch base to LightStream and discover whatever they have to give you.
I need to react to this verification merely to state We cannot keep in mind whenever I have already been therefore impressed using the effectiveness, convenience, and design of any such thing! The time scale of thirty day period is ideal. That is a really deal that is good the ship i would like, it is maybe not verified at the time of yet. Desired to secure the funds in advance. We shall undoubtedly go back to your internet site for future requirements, and suggest one to anybody who may need your solutions.
Thank you quite definitely for making our application for the loan a tremendously experience that is enjoyable. We now have never ever handled any company that is as expert and efficient as this procedure happens to be. Obtaining the loan was a great deal easier than coping with the motorboat dealerships. Many appear to maybe not care if they offer a watercraft or otherwise not, and that is maybe maybe maybe not the full instance along with your company. You’re QUANTITY 1! You add your prospects first. I’m maybe not too adept with all the computer, however your directions had been an easy task to follow. Many Many Thanks once more!
Lending Uncomplicated ®
Only from LightStream.
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- Vehicle Loans
- Automobile Refinance
- . Or other funding requirements!
* Your loan terms, including APR, varies predicated on loan function, quantity, term size, along with your credit profile. Rate is quoted with AutoPay discount. AutoPay discount is available just before loan financing. Prices without AutoPay are 0.50% greater. At the mercy of credit approval. Conditions and limits use. Advertised prices and terms are susceptible to alter with no warning.
Re re Payment instance: monthly obligations for a $10,000 loan at 4.29% APR with a phrase of 36 months would bring about 36 monthly premiums of $296.53.
Optimum APR for a LightStream loan is 17.29%.
1 After receiving your loan if you are not completely satisfied with your experience, please contact united states from us. We will e-mail you a questionnaire therefore we could enhance our services. We will send you $100 when we receive your completed questionnaire. Our guarantee expires 1 month when you get your loan. We reserve the ability to alter or discontinue our guarantee whenever you want. Restricted to one $100 payment per funded loan. LightStream and SunTrust teammates try not to be eligible for the mortgage Experience Guarantee.
2 we have been therefore confident within the competition of y our rates of interest that people shall beat a pursuit price (APR) presented by some other loan provider by. 10 portion points, if one other lender’s price satisfies the stipulations described below:
Terms:
- The lender’s interest payday loans in georgia (APR) ought not to be supported by any third-party plans such as for example car maker subvention re re re payments (with rates only 0.0per cent APR), other maker discounts, price buy-downs by vehicle buying services, or other comparable third-party rate that is subsidized.
- The lender’s interest rate offer needs to be generally speaking accessible to each of its clients who share an equivalent credit risk profile (in order for employee-discount programs or other unique, restricted financing programs wouldn’t normally qualify).
- LightStream will provide an interest rate this is certainly. 10 portion points underneath the particular rate provided by a lender that is competing.
Conditions:
- The attention price (APR) must certanly be for the same loan quantity, loan term, loan function and re payment technique (automobile debit or invoice) which are to be had by LightStream. The offer pertains to fixed-rate loans just. Variable-rate loans usually do not qualify.
- You have to be authorized for the other lender’s interest price (APR).
- If required by us, you will have to provide LightStream with proof, to its satisfaction, that one other lender’s interest (APR) meets the Rate Beat program conditions and terms described here. This might consist of an approval page, loan document containing the APR, or other paperwork that LightStream discovers adequate.
- This offer expires in the event that conditions and terms aren’t pleased just before 2 p.m. Eastern time in the company prior to loan funding day.
These stipulations are susceptible to alter whenever you want.
Company Hours (Eastern time)
Customer care
Monday – Friday: 9 a.m. To 8 p.m. & Saturday: Noon to 7 p.m.
Application Processing
Monday – Friday: 9 a.m. To 8 p.m.
Saturday & Sunday: Noon to 6 p.m.
Mailing Address
PO Box 117320
Atlanta, GA 30368-7320
Truist Bank can be an Equal Housing Lender.
© 2020 Truist Financial Corporation. SunTrust®, Truist, LightStream®, the LightStream logo,
and also the SunTrust logo design are solution markings of Truist Financial Corporation.
All the trademarks will be the home of these owners that are respective.
At LightStream, we care concerning the environment and, more to the point, we attempt to do something positive about it. For starters, we now have produced a consumer that is virtually paperless experience at LightStream. By reducing paper nearly totally through the LightStream loan procedure, we not just save yourself our normal resources but we save well on expenses as well, better allowing us to provide you very competitive rates of interest.
In addition, for every single loan we will have a tree planted in one of our country’s fragile habitat communities currently under restoration that we fund for our customers.
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He deal on our Winnebago that is new Brave! Virtual cheers to a home that is new tires!